The Banker Horses

Have you ever heard of the Banker horses?

No, not horses from a fancy stable or farm. I’m talking about the wild ones—the ones that roam the dunes and salt marshes of the Outer Banks.

I’ve been obsessed with them ever since I first saw their herds. I’ll never forget it.

Mamaw and Papaw took me to spend a week on the Outer Banks when I was about seven. It stuck with me. Even as a kid, I knew wild horses weren’t native to the Americas, and it made me wonder: How on earth did the Bankers end up living wild and free in paradise?

The short answer: no one knows for sure.

The long answer? It’s a fascinating mix of history, legend, and science.

The most common theory—and the one that makes the most sense to me—is that Banker horses are descended from Spanish mustangs brought over in the 1500s.

Back then, Spanish ships were constantly sailing up and down the Atlantic coast, hauling all kinds of supplies and livestock, including horses, for their colonies. The waters off the Outer Banks are rough and unpredictable, and it’s said that some of those ships wrecked on the shoals. The horses either swam to shore or were turned loose by sailors who couldn’t take them any farther.

Other stories say early Spanish settlers just let their horses loose when their colonies didn’t work out—whether they had to leave in a hurry or things just plain fell apart. Either way, the horses survived, adapted, and started forming little herds.

Honestly, it’s not hard to imagine. The Outer Banks didn’t earn the nickname “Graveyard of the Atlantic” for nothing. Those waters have taken down more ships than we’ll ever be able to count, and plenty of local legends say some of those wrecks brought the ancestors of the wild horses we see today.

Later on, English colonists in the 1600s and 1700s probably added to the mix. They used the islands as free-range pasture, and it’s easy to picture a few of their horses wandering off and joining up with the wild bands already out there.

These days, science backs up a lot of what folks have been saying for generations. Genetic testing shows that Banker horses—especially the ones on Shackleford Banks—share strong DNA ties to Iberian breeds. They’ve got that compact, sturdy build and a gritty resilience that just makes sense for animals toughing it out in sandy soil, salty air, and hurricanes.

They’ve learned to dig shallow wells to find fresh water. They graze on sea oats and marsh grass. Over time, they’ve helped shape the landscape itself. They’re woven into the story of the Outer Banks in a way that feels both wild and rooted.

That said, life out there isn’t easy.

These days, the Banker horses are protected. Groups like the National Park Service and the Corolla Wild Horse Fund work hard to keep them safe and healthy. They manage herd sizes to prevent overgrazing and protect genetic diversity. But the horses still face real threats—shrinking habitat, human encroachment, inbreeding, and the constant pressure of tourism.

And still—they’re out there. Still running. Still wild.

Let’s pray it stays that way.

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4 Comments

  1. Michelle wrote:

    Beautiful story and an explanation for me. There was an Island off of the coast of St. Mary’s, GA and it is known for the wild horses roaming around the island. Now, I understand. There are no bridges, only ferries to reach the Island. JFK jr and Carolyn Bessette were married there.

    Posted 7.8.25 Reply
    • Jeff wrote:

      That’s Cumberland Island. I’ve only seen the horses on the southern part of the island, but there are plenty of them. Here’s my post of a trip to the north end, where the wedding took place. It’s a really small church which used to serve the servants for the estates on the island.

      Posted 8.3.25 Reply
  2. Jeff wrote:

    Thankfully, I don’t think the Shackford Bank’s will ever be developed and those horses are amazing to see. The horses on Cumberland Island in SE Georgia are also beautiful. I haven’t yet seen them, but there are also herds up along the Eastern Shore of Virginia.

    When I was a kid, I remember seeing wild goats around Masonboro Island. I think they were gone by the 70s. One idea is that sailors in the 16th Century would often release goats and pigs as they could survive in the wild and when they needed meat would hunt for them. There are still wild hogs on some of the undeveloped Georgia islands

    Posted 8.3.25 Reply
  3. Denise Buschmann wrote:

    They were rounded up and taken to an inland sanctuary maybe 20 odd years ago. Supposedly the wild ones on OBX are descended from the ones that avoided capture. I wonder how the herd adapted to the inland ranch and if the state cares for them.

    Posted 8.11.25 Reply